"After many denials from knowing financial institutions. A friend referred me to Bishoi. That was the first YES I heard from someone on my 2 yrs quest to buy a house. He gave me some useful/great advices. I bought my house in less than 3 months after contacting him. My student loan was no longer a road block."

- from Rahway, NJ

"Thank you very much Bishoi. You are so wonderful, helpful, available all the time and responded to my calls/concerns. You always treated me as your friend and not as your client."

- from Plainsboro Township, NJ

"Bishoi and his team at Petra Cephas were an incredible help with our first home purchase. Bishoi came highly recommended and I can attest to his dedication and the attentiveness he and his team provided; always available to answer the many questions my wife and I had."

- from Prospect Park, NJ

"BIshoi is an amazing lender and person. He guided us through the whole mortgage process with patience and understanding. He always took his time with us , when we had questions he gave us 100% of his time and explained everything."

- from Madison Park, NJ