LOAN OPTIONS

If you're looking to explore first-time buyer loans, refinance your current loans, or purchase a second home, we provide a variety of loan options that will be convenient and help you qualify for one. With so many different loan programs and products out there, we laid out some of the more common options we work with.

FHA
FHA loans do not require a large down payment and you can put down as little as 3.5% with a credit score of 580 and higher. These loans are good for young, first-time home buyers and for those who have suffered from bankruptcy or foreclosures that excludes those from qualifying for traditional loans.

VA
Also known as Veteran Affairs mortgages, this mortgage makes it easier for veterans to finance their homes. These loans do not always require a down payment and are eligible for military veterans and active military members. They do not require to be insured and there is also no required minimum credit score.
 

Conventional
A fixed rate would last from 10 to 30 years. If you have an established income and credit, you can purchase a home for a lower rate and would be required to put down 5%. In most of the cases, the minimum credit score would be 620.