WHY A MORTGAGE BROKER?
What makes us different from any other bank or mortgage lender?
AT PETRA CEPHAS, WE MAKE THE HOME LOAN PROCESS:
Easier Exciting Relaxing Simple Fun Personal
We get it, buying a home is stressful. That's why we're your personal mortgage shoppers. Let Petra Cephas do the hard work and match you with the best mortgage lender for your personal financial situation. Our extensive list of direct lenders means that you get the most aggressive loan rate, and get a home loan tailored exactly to you.
Let us cater to your needs and make your home financing process as simple and trouble-free as possible. Find out how we can help.
As mortgage brokers, there is money left over in rebate that we can give back to you and pay most, if not all, of your closing costs*. This is possible through our FHA program that some big banks and lenders simply do not have. FHA loans have a number of benefits such as leniency with credit blemishes.
HERE ARE SOME PAST CLOSINGS:
$5, 300 Back Towards Closing Costs on a $222K loan in East Brunswick
$5,400 Back Towards Closing Costs on a $410K loan in Manalapan
$6,000 Back Towards Closing Costs on a $294K loan in North Plainfield
$6,200 Back Towards Closing Costs on a $319K loan in East Brunswick
$7,000 Back Towards Closing Costs on a $336K loan in Monroe
THIS IS MONEY THAT CAN BE USED to directly pay down your closing costs!
Interested? One of our dedicated mortgage specialist can be in contact with you shortly!
*If qualified and based on underwriting approval. Approval is based on credit score and numerous other factors. On our FHA special, rates are subject to be higher. This is not a commitment to lend.
Your trust drives our business.
That's why it's important we have the most dedicated, trustworthy people here in our office.
There's a reason why NJBIZ ranked Petra Cephas the 14th best Mortgage broker in New jersey for 2016.
Our mortgage experts ARE ready to make your mortgage experience a stress-free one!
Assisant VP of origination
STILL WONDERING WHAT MAKES US DIFFERENT?
WATCH THIS SHORT VIDEO TO LEARN MORE:
WE CARE ABOUT NEW JERSEY
BECAUSE WHEN WE GROW, NEW JERSEY GROWS
Petra Cephas has had the honor of donating to and supporting a number of various charities in/around the Central New Jersey area. Here are just a small number of charities we've supported in the past:
Family Resource Associates
New Jersey Conservation Foundation
Catholic Charities Diocese of Metuchen
Community Of Hope
Robert Wood Johnson Foundation
Community Food Bank
Ronald McDonald House
Susan G Komen of Central/South New Jersey
What drives us?
The Petra Cephas team is deeply committed to spreading awareness and education about breast cancer prevention and early detection, because cancer affects all of us. Dr. Ibrahim, the wife of our President, is a practicing radiologist at the Albert Einstein Medical Center with a focus in breast cancer mammography. She is committed to the health of her patients, and so are we. We hope to see breast cancer rates reduce and eventually eliminated.
Join us in the fight!
27 Clyde Road, Suite 201
Somerset, NJ, 08873
We'd love to answer any questions you may have. Please fill out this quick and easy form, and one of our dedicated mortgage experts will be in contact with you shortly!