***PLEASE READ - IMPORTANT***
We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov
Heidy Nolasco
Senior Mortgage Advisor
NMLS #1475298
HNolasco@petracephas.com
Office: 732-873-1365
Fax: 732-270-7050
*Please note that when you apply for a loan, you will be required to create a borrower portal account before filling out the application. This ensures your information is secure and will allow you to easily upload and sign documents throughout the loan process.
With over two decades of experience, Heidy Nolasco (NMLS #1475298) is a trusted mortgage expert dedicated to helping clients win in today’s market. From first-time homebuyers to experienced investors, she delivers customized financing strategies for both residential and commercial properties. Her ability to navigate complex scenarios and structure smart solutions sets her apart. If you’re looking for a mortgage professional who knows how to get deals done and guide you with confidence—Heidy is the one to call.
At Petra Cephas, Heidy represents the gold standard in mortgage advisory - bringing experience, integrity, and a relentless dedication to helping clients achieve their homeownership goals.
“I’ve worked with Heidy Nolasco for almost a decade, and she continues to be one of the most reliable and relentless lenders I’ve partnered with. She’s hands‑on, solutions‑driven, and always finds a way to get even the toughest loans approved. Her bilingual support has been a huge benefit for many of my clients, and the fact that she’s licensed in multiple states makes her an incredible resource for families relocating out of state. Truly one of the best in the business.”
“I’ve worked with Heidy for many years, and with over 20+ years of mortgage experience, her knowledge and professionalism truly stand out. She provides clear guidance, strategic solutions, and makes the lending process smooth from start to finish. I confidently recommend her to all of my clients — and I’ve personally trusted her with my own home purchases as well. If you want an experienced, reliable loan officer who gets deal done, Heidy is the one to call.”
ABOUT PETRA CEPHAS
At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.
We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.
OUR LOCATIONS
PISCATAWAY
6 Wills Way, Building 2
Piscataway, NJ 08854
T: 732-873-1365 E: speakwithus@petracephas.com